Back to top

Image: Bigstock

Compared to Estimates, The Bancorp (TBBK) Q1 Earnings: A Look at Key Metrics

Read MoreHide Full Article

For the quarter ended March 2026, The Bancorp (TBBK - Free Report) reported revenue of $161.34 million, down 8% over the same period last year. EPS came in at $1.41, compared to $1.19 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $183.4 million, representing a surprise of -12.03%. The company delivered an EPS surprise of +5.22%, with the consensus EPS estimate being $1.34.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how The Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Efficiency Ratio: 41.5% versus 35.4% estimated by two analysts on average.
  • Net Interest Margin: 3.9% versus 4.2% estimated by two analysts on average.
  • Average Interest-Earning Assets: $9.18 billion versus $8.76 billion estimated by two analysts on average.
  • Total Non-Interest Income: $72.53 million compared to the $92.68 million average estimate based on two analysts.
  • Net Interest Income: $88.81 million compared to the $90.69 million average estimate based on two analysts.

View all Key Company Metrics for The Bancorp here>>>

Shares of The Bancorp have returned +14.6% over the past month versus the Zacks S&P 500 composite's +9.7% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

Zacks' 7 Best Strong Buy Stocks (New Research Report)

Valued at $99, click below to receive our just-released report predicting the 7 stocks that will soar highest in the coming month.

Click Here, It's Really Free

Published in